Today, my husband and I took a big step into the grown-up world. As we walked out of Chase Bank this afternoon, the only thing I could think of was that Toys-R-Us theme song, “I don’t wanna grow up, cos I’m a Toys-R-Us kid…”
Want to know what we did that made us less like kids and more like adults? We opened up a (GULP) joint-checking and joint-savings account, and we (DOUBLE GULP) set up a meeting with a financial adviser!
I know what you’re thinking…You two have married for almost an entire year, and you’re just now joining bank accounts?! But let me explain, I like having my money, and my husband likes having his money, and the thought of us sharing our money is big deal. Remember when I first started thinking about this? I blogged about the “B” Word (Budget) awhile back when I initially considered this whole joint account business.
Now, my husband and I have stopped “thinking” about it, and we’ve decided to actually do it. Maybe it was the downfall of the economy that spurred us to make the big decision. Perhaps it was the fact that our one-year anniversary is quickly approaching. (Secretly, I’d like to think that my husband’s just happy that I volunteered to handle the finances so he won’t have to worry about it. I have to admit, I’m pretty pleased that I’ll still be the one in charge of the money.) Whatever our reasons, the point is that together, we came to the consensus that today was the day that we would enter into joint-bank account territory.
Ya know, if we keep doing all of these grown-up things, we just might get a land line one day! Well, let’s not get ahead of ourselves here…