That’s right. My husband and I have finally decided to sit down and work on a BUDGET. It’s always interesting to hear how couples handle their finances after they are married.
There are some who combine their finances right away and have one (either the husband or wife) put in charge of everything. Then I have some friends who who split up the bills in some kind of fashion. He pays for the rent and utilities. She pays for groceries and every time the couple goes out together. Then, there’s some who don’t combine anything. Separate accounts, separate finances, and everything’s split right down the middle.
How’s a newlywed supposed to choose? It seems like I just recently got used to keeping track of my own finances, and now I have to reorganize and (gulp) share my expenses?! That’s a scary thing. Of course it’s easy to rationalize buying three pairs of shoes just because they were cute when you’re single. But now that I’m married, I question every purchase. Shouldn’t I be saving that money for the grocery bill or a future house? It’s hard giving up that freedom!
Of course it goes both ways too. I find myself questioning my husband’s purchases too. Just the other day, I noticed my husband playing a brand new video game. “Where did you get that?” I ask, trying to sound like I don’t care, when I really do. “I borrowed it from work.” (As a side note, my husband works at a video game about one night a week. He likes to be around other people who can talk about video games and not get bored (another side note, apparently talking about video games is not my forte), and he is able to take out games and try them out for free.) “Allright.” I say. I can’t bug him about a free game.
You read all the time how the number one thing couples argue about is money, so a girl’s got to know–How does a newlywed handle shared finances in this day and age and still feel like I can treat myself to a pair of shoes without feeling guilty?